Transform Your Credit Score & Financial Future
Professional credit repair services that help you remove negative items, increase your credit score, and regain financial freedom.
Why Choose Our Credit Repair Services?
Our comprehensive approach to credit repair delivers real results that impact your financial future.
Higher Credit Score
Fast Results
Save Money
Legal Protection
Expert Support
Credit Education
Our Simple 6-Step Process
We've streamlined credit repair to make it easy and effective. Here's how we'll work together to improve your credit.
Our Comprehensive Services
We offer a complete suite of credit repair and improvement services designed to maximize your results.
Credit Report Analysis
Our experts analyze your credit reports from all three bureaus (Experian, Equifax, and TransUnion) to identify all issues affecting your score.
- In-depth review of all 3 credit reports
- Identification of negative items
- Credit score assessment
- Personalized improvement plan
Dispute Resolution
We challenge inaccurate, unverifiable, and unfair items on your credit reports through proven methods and legal strategies.
- Professional dispute letters
- Follow-up with credit bureaus
- Creditor negotiations
- Progress tracking and updates
Credit Score Optimization
Beyond removing negative items, we help you implement strategies to actively build positive credit history and optimize your credit profile.
- Credit utilization analysis
- Credit mix recommendations
- Account age strategies
- Application strategy guidance
Identity Theft Protection
We help protect your identity and credit from fraud with comprehensive monitoring and preventative measures.
- 24/7 credit monitoring
- Fraud alerts setup
- Identity theft recovery
- Preventative protection
Success Stories from Our Clients
Don't just take our word for it. See how we've helped thousands of clients improve their credit and achieve their financial goals.
+103 points Credit Score Increase
"After working with Fix My Credit for just 3 months, my score went up by 103 points! I was able to qualify for a mortgage and buy my first home."
Sarah Johnson
Dallas, TX
+87 points Credit Score Increase
"I was denied for every loan I applied for because of old collections and late payments. Fix My Credit helped me clean up my reports and now my score is the highest it's ever been!"
Michael Rodriguez
Miami, FL
+95 points Credit Score Increase
"The credit specialists were so knowledgeable and patient. They explained everything clearly and kept me updated throughout the process. My credit score increased by 95 points in 4 months."
Jennifer Williams
Atlanta, GA
Results may vary. These testimonials are from actual clients, and the results depicted are meant as examples only.
Frequently Asked Questions
Find answers to common questions about our credit repair services.
Many clients see initial improvements within 30-45 days, with significant results typically occurring within 3-6 months. The exact timeline depends on your unique credit situation, the number of items that need to be addressed, and how responsive the credit bureaus are to our disputes. We'll provide you with a more specific estimate after analyzing your credit reports.
We can help dispute and potentially remove various negative items including late payments, collections accounts, charge-offs, foreclosures, repossessions, judgments, and some bankruptcies. If an item is inaccurate, unverifiable, or unfair, we have legal strategies to challenge it under consumer protection laws like the Fair Credit Reporting Act.
We offer several pricing plans starting at $99/month. The exact cost depends on the complexity of your credit situation and the specific services you need. We'll provide a clear pricing breakdown during your free consultation, with no hidden fees or obligations.
Yes, credit repair is 100% legal. The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate information on your credit reports. Our process leverages your consumer rights under federal law, including the FCRA, Fair Debt Collection Practices Act (FDCPA), and other consumer protection statutes.
Yes, you can attempt to repair your credit yourself. However, the process can be time-consuming, complex, and frustrating. Our professional service provides expertise, time-saving convenience, and proven strategies that typically deliver faster and more significant results than self-repair attempts.
While we can't legally guarantee specific results (no legitimate credit repair company can), we have a strong track record of success. We only charge for the work we perform, not the results. If we're unable to improve your credit, you can cancel anytime without penalty.
Ready to Transform Your Credit Score?
Take the first step toward financial freedom with a free credit consultation. No obligation, just expert advice on how to improve your credit.
Our team is available 24/7 to answer your questions and help you get started. Call us anytime at (800) 123-4567.